Description of 1491 W Highway 98
Rare **Santa Rosa Sound waterfront opportunity** with **115 feet of waterfront**, a private dock with sundeck, and a **separate 1,200 sq. ft. apartment above the garage** offering outstanding flexibility for rental income, extended family, guests, or multigenerational living. Whether you're searching for a primary residence, second home, waterfront retreat, or investment property, this home offers options that are hard to find. The main residence features beautiful water views, a bay-window breakfast nook overlooking the Sound, tile flooring throughout, and major updates including a 2021 roof, HVAC, and plumbing, plus a new water heater in 2026. The private apartment has its own entrance, balcony, washer/dryer, HVAC, water heater, and security system, allowing it to function independently from the main home. Additional features include a **400 sq. ft. office with separate entrance**, concrete safe room, workshop, hurricane shutters, circular driveway, and abundant storage. Enjoy boating, fishing, paddleboarding, sunrises, and sunsets from your own waterfront property. Located approximately **1.4 miles from Hurlburt Field**, this property combines waterfront living, income potential, and flexible space in one unique package.
Legal Description
The West 114.7 ft of the East 700.0 ft of Lot 2, Section 14, Township 2 South, Range 25 West, lying south of the right-of-way of U.S. Hwy 98, Okaloosa county, Florida, and being further described by composite survey dated November, 1980, by Basil J Boles and as shown on said completed survey as the West 114.7 ft to East 700.1 ft of Government Lot 2, South of Hwy 98, Okaloosa County, Florida.
Features of 1491 W Highway 98
| MLS® # | 992670 |
|---|---|
| Price | $980,000 |
| Bedrooms | 4 |
| Bathrooms | 3.00 |
| Full Baths | 3 |
| Square Footage | 2,986 |
| Acres | 0.44 |
| Year Built | 1981 |
| Type | Detached Single Family |
| Sub-Type | Detached Single Family |
| Style | Traditional |
| Status | Active |
Community Information
| Address | 1491 W Highway 98 |
|---|---|
| Area | 12 - Fort Walton Beach |
| Subdivision | METES & BOUNDS |
| City | Mary Esther |
| County | Okaloosa |
| State | FL |
| Zip Code | 32569 |
Amenities
| Utilities | Public Sewer, Public Water |
|---|---|
| Parking | Oversized |
| # of Garages | 2 |
| View | Intracoastal Waterwy, Sound |
| Is Waterfront | Yes |
| Waterfront | Intracoastal Wtrwy, Sound |
| Water View | Intracoastal Waterwy, Sound |
Interior
| Interior Features | Vaulted Ceiling(s), Fireplace, In-Law Floorplan, Recessed Lighting, Pantry, Split Bedroom, Washer/Dryer Hookup |
|---|---|
| Appliances | Dishwasher, Microwave, Range Hood, Electric Water Heater |
| Cooling | Ceiling Fan(s) |
| # of Stories | 2 |
Exterior
| Exterior Features | Dock, Hurricane Shutters, Lawn Pump, Sprinkler System |
|---|---|
| Lot Description | Bulkhead/Seawall, Flood Insurance Req |
| Windows | Double Pane Windows, Window Treatments, Window Bay |
| Roof | Shingle |
| Construction | Concrete, Siding Vinyl, Trim Aluminum, Siding CmntFbrHrdBrd |
School Information
| Elementary | Florosa |
|---|---|
| Middle | Bruner |
| High | Fort Walton Beach |
Additional Information
| Zoning | Resid Single Family |
|---|
Listing Details
| Office | ERA American Real Estate |
|---|
Price History for MLS #992670
| Date | Details | Change |
|---|---|---|
| Price Reduced from $985,000 to $980,000 | ||
| Price Reduced from $1,000,000 to $985,000 | ||
| Price Reduced from $1,020,000 to $1,000,000 | ||
| Price Reduced from $1,040,000 to $1,020,000 |
